{"id":1055048,"date":"2024-05-20T11:41:05","date_gmt":"2024-05-20T09:41:05","guid":{"rendered":"https:\/\/www.automotorsport.se\/automotorsport\/?p=1055048"},"modified":"2024-05-20T11:41:11","modified_gmt":"2024-05-20T09:41:11","slug":"tesla-dumpar-ranta-battre-affar-an-kontant-eller-begagnad","status":"publish","type":"post","link":"https:\/\/www.automotorsport.se\/nyheter\/tesla-dumpar-ranta-battre-affar-an-kontant-eller-begagnad\/","title":{"rendered":"Tesla dumpar r\u00e4nta \u2013 b\u00e4ttre aff\u00e4r \u00e4n kontant eller begagnad?"},"content":{"rendered":"\n<p><strong>Tesla Model Y \u00e4r en <\/strong>stors\u00e4ljare i Sverige, men p\u00e5 senare tid har f\u00f6rs\u00e4ljningen mattats av n\u00e5got. F\u00f6r att stimulera till k\u00f6p har Tesla s\u00e4nkt r\u00e4ntan p\u00e5 de fyrhjulsdrivna versionerna av <a href=\"https:\/\/www.automotorsport.se\/begtester\/begagnatmatchen-tesla-model-y-et-basta-elbilskopet\/\" target=\"_blank\" rel=\"noreferrer noopener\">Tesla Model Y<\/a> fr\u00e5n 2,74 till 0,74 procent.<\/p>\n\n<p>Tidigare har Tesla haft en kampanjr\u00e4nta p\u00e5 1,99 procent.<\/p>\n\n<p><strong>Den som k\u00f6per bilen kontant<\/strong> slipper visserligen r\u00e4ntekostnader helt, men g\u00e5r ocks\u00e5 miste av f\u00f6rr\u00e4ntningen av kapitalet. Det r\u00e4cker med att beh\u00e5lla pengarna p\u00e5 ett sparkonto f\u00f6r att f\u00e5 mer \u00e4n 0,74 procents f\u00f6rr\u00e4ntning.<\/p>\n\n<h2 class=\"wp-block-heading\">Begagnad Telsa kan bli dyrare \u00e4n en ny<\/h2>\n\n<p>\u00c4ven om det brukar bli billigast att k\u00f6pa begagnat s\u00e5 beh\u00f6ver det inte vara s\u00e5 i det h\u00e4r fallet. Det beror p\u00e5 flera faktorer<\/p>\n    <div class=\"dap-ad-format\" style=\"width:100%;display: flex;justify-content: space-between;overflow:hidden;flex-direction: column;align-items: center;\">\n        <div id='div-gpt-ad-dap-67b466de05f00'>\n            <script> \n                typeof addSlot === \"function\" && addSlot(\n                    { \n                        id: 'div-gpt-ad-dap-67b466de05f00', \n                        sizes: [[640, 360], [640, 480], [640, 320]], \n                        target: 'DAP_D', \n                        minSize: 1100, \n                        maxSize: Infinity \n                    }\n                )\n            <\/script>\n        <\/div>\n    <\/div>    <div class=\"dap-ad-format\" style=\"width:100%;display: flex;justify-content: space-between;overflow:hidden;flex-direction: column;align-items: center;\">\n        <div id='div-gpt-ad-dap-mobile-67b466de05f8c'>\n            <script> \n                typeof addSlot === \"function\" && addSlot(\n                    { \n                        id: 'div-gpt-ad-dap-mobile-67b466de05f8c', \n                        sizes: [[320, 50], [320, 320], [320, 480]], \n                        target: 'DAP_M', \n                        minSize: 0, \n                        maxSize: 1100 \n                    }\n                )\n            <\/script>\n        <\/div>\n    <\/div>\n<p><strong>F\u00f6r det f\u00f6rsta<\/strong> \u00e4r det n\u00e4ra nog om\u00f6jligt att f\u00e5 ett bill\u00e5n med s\u00e5 pass l\u00e5g r\u00e4nta som 0,74 procent. De ligger ofta p\u00e5 6\u20138 procent.<\/p>\n\n<p><strong>F\u00f6r det andra<\/strong> \u00e4r f\u00f6rs\u00e4kringen h\u00f6gre p\u00e5 en begagnad bil som saknar vagnskadef\u00f6rs\u00e4kring och m\u00e5ste helf\u00f6rs\u00e4kras, n\u00e5got som ofta \u00e4r dyrt f\u00f6r effektstinna elbilar. Tesla har tre \u00e5rs vagnskadef\u00f6rs\u00e4kring. En merkostnad p\u00e5 10\u00a0000 kronor per \u00e5r \u00e4r normal f\u00f6r att helf\u00f6rs\u00e4kra en begagnad Tesla.<\/p>\n\n<p>Till detta ska l\u00e4ggas en \u00f6kad risk f\u00f6r att kostsamma reparationer beh\u00f6ver g\u00f6ras p\u00e5 grund av st\u00f6rre slitage och att flera garantier kan ha l\u00f6pt ut. Bara en omg\u00e5ng d\u00e4ck till en Tesla kostar en rej\u00e4l slant.<\/p>\n\n<p><strong>Det som kan v\u00e4ga upp f\u00f6r en begagnad bil<\/strong> \u00e4r dels en l\u00e4gre k\u00f6pesumma som m\u00e5ste finansieras. Men ocks\u00e5 att v\u00e4rdeminskningen som regel blir mindre i kronor r\u00e4knat.<\/p>\n\n<h2 class=\"wp-block-heading\"><strong>Restv\u00e4rdet kan bli en obehaglig \u00f6verraskning<\/strong><\/h2>\n\n<p><strong>En stor os\u00e4kerhetsfaktorn f\u00f6r <\/strong>en bil \u00e4r restv\u00e4rdet. Det vill s\u00e4ga skillnaden mellan vad man avbetalat p\u00e5 bill\u00e5net och marknadsv\u00e4rdet p\u00e5 bilen d\u00e5 l\u00e5net ska l\u00f6sas in. Faller v\u00e4rdet snabbare \u00e4n Tesla kalkylerat med, m\u00e5ste du betala in mellanskillnaden. <\/p>\n\n<p>\u00c4ven om v\u00e4rdet sjunker som f\u00f6rv\u00e4ntat \u00e4r det viktigt att kalkylera med v\u00e4rdeminskningen f\u00f6r att f\u00e5 fram den totala kostnaden f\u00f6r att \u00e4ga en bil.<\/p>\n\n<p><strong>Vad blir d\u00e5 billigast? <\/strong>Det \u00e4r olika fr\u00e5n fall till fall, men oftast den nya bilen som k\u00f6ps med Teslas l\u00e5ga r\u00e4nta. Var och en m\u00e5ste g\u00f6ra sin kalkyl utifr\u00e5n faktorerna ovan. K\u00e4lla till artikeln \u00e4r Carup, <a href=\"https:\/\/carup.se\/tesla-sanker-ranta-till-074-ny-bil-billigare-an-beg\/\" target=\"_blank\" rel=\"noreferrer noopener\">som h\u00e4r bjuder p\u00e5 n\u00e5gra r\u00e4kneexempel.<\/a><\/p>\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-recharge wp-block-embed-recharge\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"XTw5JYJYmm\"><a href=\"https:\/\/www.automotorsport.se\/nyheter\/ny-tesla-model-y-med-annu-langre-rackvidd\/\">Ny Tesla Model Y med \u00e4nnu l\u00e4ngre r\u00e4ckvidd<\/a><\/blockquote><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"\u201dNy Tesla Model Y med \u00e4nnu l\u00e4ngre r\u00e4ckvidd\u201d &ndash; auto motor &amp; sport\" src=\"https:\/\/www.automotorsport.se\/nyheter\/ny-tesla-model-y-med-annu-langre-rackvidd\/embed\/#?secret=w689YdjJNr#?secret=XTw5JYJYmm\" data-secret=\"XTw5JYJYmm\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n    <div class=\"dap-ad-format\" style=\"width:100%;display: flex;justify-content: space-between;overflow:hidden;flex-direction: column;align-items: center;\">\n        <div id='div-gpt-ad-dap-67b466de06035'>\n            <script> \n                typeof addSlot === \"function\" && addSlot(\n                    { \n                        id: 'div-gpt-ad-dap-67b466de06035', \n                        sizes: [[640, 360], [640, 480]], \n                        target: 'DAP_D', \n                        minSize: 1100, \n                        maxSize: Infinity \n                    }\n                )\n            <\/script>\n        <\/div>\n    <\/div>    <div class=\"dap-ad-format\" style=\"width:100%;display: flex;justify-content: space-between;overflow:hidden;flex-direction: column;align-items: center;\">\n        <div id='div-gpt-ad-dap-mobile-67b466de060b2'>\n            <script> \n                typeof addSlot === \"function\" && addSlot(\n                    { \n                        id: 'div-gpt-ad-dap-mobile-67b466de060b2', \n                        sizes: [[320, 320], [320, 480]], \n                        target: 'DAP_M', \n                        minSize: 0, \n                        maxSize: 1100 \n                    }\n                )\n            <\/script>\n        <\/div>\n    <\/div>\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-recharge wp-block-embed-recharge\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"UImfDaWIia\"><a href=\"https:\/\/www.automotorsport.se\/artikel\/film-ar-tesla-model-y-rwd-den-basta-teslan\/\">Film: Billigare Tesla Model Y \u2013 den b\u00e4sta Teslan?<\/a><\/blockquote><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"\u201dFilm: Billigare Tesla Model Y \u2013 den b\u00e4sta Teslan?\u201d &ndash; auto motor &amp; sport\" src=\"https:\/\/www.automotorsport.se\/artikel\/film-ar-tesla-model-y-rwd-den-basta-teslan\/embed\/#?secret=uIkOod8GRF#?secret=UImfDaWIia\" data-secret=\"UImfDaWIia\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-recharge wp-block-embed-recharge\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"bdw8MKibMg\"><a href=\"https:\/\/www.automotorsport.se\/provkorningar\/prov-tesla-model-y-performance-ysktrimmad\/\">PROV: Tyskbyggda Tesla Model Y Performance  \u2013 \u00e4r den b\u00e4ttre?<\/a><\/blockquote><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"\u201dPROV: Tyskbyggda Tesla Model Y Performance  \u2013 \u00e4r den b\u00e4ttre?\u201d &ndash; auto motor &amp; sport\" src=\"https:\/\/www.automotorsport.se\/provkorningar\/prov-tesla-model-y-performance-ysktrimmad\/embed\/#?secret=OJ45I8s4xq#?secret=bdw8MKibMg\" data-secret=\"bdw8MKibMg\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kolla inte bara p\u00e5 prislappen. Med Teslas l\u00e5ga r\u00e4nta kan det vara ol\u00f6nsamt att betala kontant eller att k\u00f6pa begagnat.<\/p>\n","protected":false},"author":27,"featured_media":1055070,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ep_exclude_from_search":false,"footnotes":""},"categories":[577],"tags":[17,640,23,2102,35],"credited-editor":[2288],"class_list":["post-1055048","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nyheter","tag-bilekonomi","tag-ekonomi","tag-elbilar","tag-recharge","tag-tesla","credited-editor-magnus-froderberg"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/posts\/1055048","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/comments?post=1055048"}],"version-history":[{"count":0,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/posts\/1055048\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/media\/1055070"}],"wp:attachment":[{"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/media?parent=1055048"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/categories?post=1055048"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/tags?post=1055048"},{"taxonomy":"credited-editor","embeddable":true,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/credited-editor?post=1055048"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}