{"id":1062856,"date":"2024-08-11T16:57:00","date_gmt":"2024-08-11T14:57:00","guid":{"rendered":"https:\/\/www.automotorsport.se\/automotorsport\/?p=1062856"},"modified":"2024-08-09T15:26:22","modified_gmt":"2024-08-09T13:26:22","slug":"anders-parment-privatleasing-inte-alls-dod","status":"publish","type":"post","link":"https:\/\/www.automotorsport.se\/kronikor\/anders-parment-privatleasing-inte-alls-dod\/","title":{"rendered":"Anders Parment: Privatleasing inte alls d\u00f6d"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"183\" src=\"https:\/\/www.automotorsport.se\/app\/uploads\/2023\/06\/anders_parment_kronikavinjett-1024x183.jpg\" alt=\"Anders Parment kr\u00f6nika\" class=\"wp-image-1018437\" srcset=\"https:\/\/www.automotorsport.se\/app\/uploads\/2023\/06\/anders_parment_kronikavinjett-1024x183.jpg 1024w, https:\/\/www.automotorsport.se\/app\/uploads\/2023\/06\/anders_parment_kronikavinjett-300x54.jpg 300w, https:\/\/www.automotorsport.se\/app\/uploads\/2023\/06\/anders_parment_kronikavinjett-768x137.jpg 768w, https:\/\/www.automotorsport.se\/app\/uploads\/2023\/06\/anders_parment_kronikavinjett.jpg 1120w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><strong><em>Detta \u00e4r en kr\u00f6nika. Det inneb\u00e4r att inneh\u00e5llet \u00e4r skribentens egen uppfattning.<\/em><\/strong><\/figcaption><\/figure>\n\n<p><strong>Jag h\u00f6r ofta att privatleasing \u00e4r d\u00f6d<\/strong> \u2013 ett dramatiskt uttryck, som i butiksd\u00f6den eller fossilbilsd\u00f6den.<\/p>\n\n<p>M\u00e5nga tycks vilja privatleasing illa, jag har aldrig h\u00f6rt liknande om f\u00f6retagsleasing, trots att beskattning och villkor ofta g\u00f6r privatleasing billigare. Vi kanske hellre \u00e4n fast m\u00e5nadskostnad lurar oss att vi investerar i en bil? Spara f\u00f6rst och handla sen! Eller f\u00f6r att handlarna hellre s\u00e4ljer en bil \u00e4n f\u00f6rmedlar privatleasing som import\u00f6r och finansbolag st\u00e5r bakom?<\/p>\n    <div class=\"dap-ad-format\" style=\"width:100%;display: flex;justify-content: space-between;overflow:hidden;flex-direction: column;align-items: center;\">\n        <div id='div-gpt-ad-dap-67b4618f72841'>\n            <script> \n                typeof addSlot === \"function\" && addSlot(\n                    { \n                        id: 'div-gpt-ad-dap-67b4618f72841', \n                        sizes: [[640, 360], [640, 480], [640, 320]], \n                        target: 'DAP_D', \n                        minSize: 1100, \n                        maxSize: Infinity \n                    }\n                )\n            <\/script>\n        <\/div>\n    <\/div>    <div class=\"dap-ad-format\" style=\"width:100%;display: flex;justify-content: space-between;overflow:hidden;flex-direction: column;align-items: center;\">\n        <div id='div-gpt-ad-dap-mobile-67b4618f72906'>\n            <script> \n                typeof addSlot === \"function\" && addSlot(\n                    { \n                        id: 'div-gpt-ad-dap-mobile-67b4618f72906', \n                        sizes: [[320, 50], [320, 320], [320, 480]], \n                        target: 'DAP_M', \n                        minSize: 0, \n                        maxSize: 1100 \n                    }\n                )\n            <\/script>\n        <\/div>\n    <\/div>\n<p>Sveriges ledande tj\u00e4nstebilsexpert har sagt att privatleasing kommer att sj\u00e4lvd\u00f6. Det \u00e4r f\u00f6r billigt! Alla tecken p\u00e5 minskad leasing har rubricerats som trendbrott. Andelen g\u00e5r upp och ner men trenden \u00e4r tydlig: 2012 5%, 2016 27%, sedan 2020 ligger den p\u00e5 45\u201355%.<\/p>\n\n<p><strong>M\u00e5nga \u00e4r r\u00e4dda f\u00f6r privatleasing<\/strong>. P\u00e5 ett kalas tr\u00e4ffar jag Urban, smart \u2013 utom p\u00e5 bilekonomi \u2013 jurist, h\u00f6g chef. Han gav sig inte, sp\u00e4nde de annars v\u00e4nliga \u00f6gonen i mig och sa att jag m\u00e5ste f\u00f6rst\u00e5 att det inte finns n\u00e5gon gratis lunch, det \u00e4r s\u00e5klart b\u00e4ttre att k\u00f6pa.<\/p>\n\n<p>I andra sammanhang gillar vi trygghet, all inclusive, f\u00f6ruts\u00e4gbarhet. Varf\u00f6r inte h\u00e4r?<\/p>\n\n<p>Kanske skepsis mot bilhandlare? Sedan 1977 fr\u00e5gar Gallup om f\u00f6rtroendet f\u00f6r yrkesgrupper. Varje \u00e5r kommer bils\u00e4ljare i botten.<\/p>\n\n<p>Biltillverkare har, utom under pandemin, st\u00f6rre produktionskapacitet \u00e4n efterfr\u00e5gan. Man \u00f6verskattar sin egen produkt och underskattar konkurrenternas. Se bara vilken tid det tog innan Tesla togs p\u00e5 allvar. Med outnyttjad produktionskapacitet ger privatleasing skyh\u00f6ga marginaler.<\/p>\n\n<p><strong>Det tog fart efter Dieselgate.<\/strong> Golf f\u00f6r 2&nbsp;295 och Tiguan 2&nbsp;795 gav omedelbar effekt, m\u00e5nga som inte hade r\u00e5d kunde k\u00f6ra ny bil. Mycket smartare \u00e4n desperata prisutspel som n\u00e4r Hongqi ifjol s\u00e4nkte inroparmodellen fr\u00e5n 899 till 599.<\/p>\n\n<p>Har inte privatleasing blivit dyrt? Det g\u00e4ller \u00e4ven k\u00f6p, bilen f\u00f6r 299 kostar nu 415, med h\u00f6g r\u00e4nta har finansieringskostnaden \u00f6kat drastiskt.<\/p>\n\n<p>Skadorna d\u00e5? Vissa handlare pungsl\u00e5r vid \u00e5tertag, min egen bror \u00e5kte p\u00e5 47 161 kr p\u00e5 en Passat. Men d\u00e5 tolkades MRF:s, Konsumentverkets och VW:s riktlinjer p\u00e5 ett kundfientligt s\u00e4tt, de till\u00e5ter normalt slitage. Och handlare vill s\u00e4lja en bil till \u2013 och de som cashat ut egen bil k\u00f6per og\u00e4rna igen.<\/p>\n\n<p><strong>Med privatleasing tar man ingen risk<\/strong> f\u00f6r andrahandsv\u00e4rdet. <a href=\"https:\/\/www.automotorsport.se\/webb-tv\/fornuft-kansla-snikbilen-dacia-sandero\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sandero<\/a> 1\u00a0990, Fabia 2\u00a0295, <a href=\"https:\/\/www.automotorsport.se\/test-tre-smasuvar-em-vinner-familjefejden\/\" target=\"_blank\" rel=\"noreferrer noopener\">Kamiq<\/a> 2\u00a0695, <a href=\"https:\/\/www.automotorsport.se\/nyheter\/nya-skoda-kodiaq-laddhybrid-med-mer-utrymme\/\" target=\"_blank\" rel=\"noreferrer noopener\">Kodiaq<\/a> 118iM 3\u00a0995, nya <a href=\"https:\/\/www.automotorsport.se\/provkorningar\/prov-nya-vw-tiguan-vws-viktigaste-bil\/\" target=\"_blank\" rel=\"noreferrer noopener\">Tiguan<\/a> 4\u00a0495, <a href=\"https:\/\/www.automotorsport.se\/artiklar\/biltester\/test-nya-volvo-ex30-mot-ec40\/\" target=\"_blank\" rel=\"noreferrer noopener\">EX30<\/a> 4\u00a0795, 330e XDrive 5\u00a0995 med vagnskada, serviceavtal, nybilsdoft och garanti. Ofta billigare \u00e4n att k\u00f6ra begagnat med service, reparationer och v\u00e4rdeminskning.<\/p>\n    <div class=\"dap-ad-format\" style=\"width:100%;display: flex;justify-content: space-between;overflow:hidden;flex-direction: column;align-items: center;\">\n        <div id='div-gpt-ad-dap-67b4618f729f2'>\n            <script> \n                typeof addSlot === \"function\" && addSlot(\n                    { \n                        id: 'div-gpt-ad-dap-67b4618f729f2', \n                        sizes: [[640, 360], [640, 480]], \n                        target: 'DAP_D', \n                        minSize: 1100, \n                        maxSize: Infinity \n                    }\n                )\n            <\/script>\n        <\/div>\n    <\/div>    <div class=\"dap-ad-format\" style=\"width:100%;display: flex;justify-content: space-between;overflow:hidden;flex-direction: column;align-items: center;\">\n        <div id='div-gpt-ad-dap-mobile-67b4618f72aa7'>\n            <script> \n                typeof addSlot === \"function\" && addSlot(\n                    { \n                        id: 'div-gpt-ad-dap-mobile-67b4618f72aa7', \n                        sizes: [[320, 320], [320, 480]], \n                        target: 'DAP_M', \n                        minSize: 0, \n                        maxSize: 1100 \n                    }\n                )\n            <\/script>\n        <\/div>\n    <\/div>\n<p>Och mer kommer, hundratusentals elbilar i europeiska hamnlager kommer snart att erbjudas svenska bilk\u00f6pare. Det blir en dragkamp om k\u00f6parnas pl\u00e5nb\u00f6cker, inte ens Urban kan r\u00e4kna hem ett k\u00f6p.<\/p>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-auto-motor-amp-sport wp-block-embed-auto-motor-amp-sport\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"zK1aRoCMbO\"><a href=\"https:\/\/www.automotorsport.se\/kronikor\/anders-parment-hotet-fran-kina-ar-ingen-dodsstot-for-europa\/\">Anders Parment: Hotet fr\u00e5n Kina \u00e4r ingen d\u00f6dsst\u00f6t f\u00f6r Europa<\/a><\/blockquote><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"\u201dAnders Parment: Hotet fr\u00e5n Kina \u00e4r ingen d\u00f6dsst\u00f6t f\u00f6r Europa\u201d &ndash; auto motor &amp; sport\" src=\"https:\/\/www.automotorsport.se\/kronikor\/anders-parment-hotet-fran-kina-ar-ingen-dodsstot-for-europa\/embed\/#?secret=VdNjjoKTlf#?secret=zK1aRoCMbO\" data-secret=\"zK1aRoCMbO\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\u201dHundratusentals elbilar i europeiska hamnlager kommer snart att erbjudas svenska bilk\u00f6pare\u201d.<\/p>\n","protected":false},"author":1,"featured_media":1063959,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ep_exclude_from_search":false,"footnotes":""},"categories":[11],"tags":[1701,18],"credited-editor":[2323],"class_list":["post-1062856","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kronikor","tag-anders-parment","tag-kronikor","credited-editor-anders-parment"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/posts\/1062856","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/comments?post=1062856"}],"version-history":[{"count":0,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/posts\/1062856\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/media\/1063959"}],"wp:attachment":[{"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/media?parent=1062856"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/categories?post=1062856"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/tags?post=1062856"},{"taxonomy":"credited-editor","embeddable":true,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/credited-editor?post=1062856"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}