{"id":1079504,"date":"2024-11-22T16:52:51","date_gmt":"2024-11-22T15:52:51","guid":{"rendered":"https:\/\/www.automotorsport.se\/automotorsport\/?p=1079504"},"modified":"2024-11-22T16:52:54","modified_gmt":"2024-11-22T15:52:54","slug":"elbilarna-som-ar-billigast-och-dyrast-att-forsakra","status":"publish","type":"post","link":"https:\/\/www.automotorsport.se\/nyheter\/elbilarna-som-ar-billigast-och-dyrast-att-forsakra\/","title":{"rendered":"Elbilarna som \u00e4r billigast och dyrast att f\u00f6rs\u00e4kra"},"content":{"rendered":"\n<p><strong>Sveriges mest s\u00e5lda elbil, <\/strong><a href=\"https:\/\/www.automotorsport.se\/nyheter\/ny-tesla-model-y-med-annu-langre-rackvidd\/\" target=\"_blank\" rel=\"noreferrer noopener\">Tesla Model Y Long Range<\/a>, \u00e4r dyrast att f\u00f6rs\u00e4kra av de 25 vanliga elbilar som Zmarta kollat pris p\u00e5. Mellan 2&nbsp;600 och 4 100 kronor per m\u00e5nad! Med andra ord g\u00e4ller det att se upp om man vill k\u00f6pa en s\u00e5dan begagnad.<\/p>\n\n<p>En stor f\u00f6rklaring till kostnaden \u00e4r att ju fler h\u00e4stkrafter desto h\u00f6gre f\u00f6rs\u00e4kringspremie, men f\u00f6rs\u00e4kringsbolagens statistik \u00f6ver skadekostnader spelar ocks\u00e5 in.<\/p>\n\n<p>Skoda Enyaq iV som \u00e4r ungef\u00e4r lika rymlig har betydligt l\u00e4gre premie, under 750 kronor per m\u00e5nad som l\u00e4gst.<\/p>\n\n<p><strong>Billigast i testet \u00e4r <a href=\"https:\/\/www.automotorsport.se\/nyheter\/peugeots-lilla-elbil-uppdateras-e-208-far-mer-rackvidd\/\" target=\"_blank\" rel=\"noreferrer noopener\">Peugeot e-208 <\/a><\/strong>med en premie p\u00e5 bara 400 kronor. Men det g\u00e4ller att v\u00e4lja r\u00e4tt bolag. Samma bil kan kosta \u00f6ver 1&nbsp;500 kronor att f\u00f6rs\u00e4kra hos ett annat bolag.<\/p>\n\n<p><strong>\u2013 Det \u00e4r l\u00e4tt <\/strong>att gl\u00f6mma f\u00f6rs\u00e4kringskostnaden<strong> <\/strong>n\u00e4r man k\u00f6per en ny bil, men den kan variera stort. Tv\u00e5 till synes likv\u00e4rdiga bilar kan inneb\u00e4ra helt olika premier. Genom att j\u00e4mf\u00f6ra f\u00f6rs\u00e4kringar innan k\u00f6pet kan man spara tusenlappar, s\u00e4ger \u00c5sa Hauer, f\u00f6rs\u00e4kringsexpert p\u00e5 Zmarta.<\/p>\n    <div class=\"dap-ad-format\" style=\"width:100%;display: flex;justify-content: space-between;overflow:hidden;flex-direction: column;align-items: center;\">\n        <div id='div-gpt-ad-dap-67b4687cb4cfc'>\n            <script> \n                typeof addSlot === \"function\" && addSlot(\n                    { \n                        id: 'div-gpt-ad-dap-67b4687cb4cfc', \n                        sizes: [[640, 360], [640, 480], [640, 320]], \n                        target: 'DAP_D', \n                        minSize: 1100, \n                        maxSize: Infinity \n                    }\n                )\n            <\/script>\n        <\/div>\n    <\/div>    <div class=\"dap-ad-format\" style=\"width:100%;display: flex;justify-content: space-between;overflow:hidden;flex-direction: column;align-items: center;\">\n        <div id='div-gpt-ad-dap-mobile-67b4687cb4d7e'>\n            <script> \n                typeof addSlot === \"function\" && addSlot(\n                    { \n                        id: 'div-gpt-ad-dap-mobile-67b4687cb4d7e', \n                        sizes: [[320, 50], [320, 320], [320, 480]], \n                        target: 'DAP_M', \n                        minSize: 0, \n                        maxSize: 1100 \n                    }\n                )\n            <\/script>\n        <\/div>\n    <\/div>\n<p>I Zmartas unders\u00f6kning av kostnaden f\u00f6r att helf\u00f6rs\u00e4kra en elbil har de utg\u00e5tt fr\u00e5n en 30-\u00e5rig man med bostadsr\u00e4tt i Stockholm som f\u00f6r h\u00f6gst tusen mil om \u00e5ret.<\/p>\n\n<p><strong>En 55-\u00e5rig kvinna i en sm\u00e5stad <\/strong>kan f\u00e5 en helt annan premie. Det skiljer ocks\u00e5 mellan olika versioner av samma bilmodell. En Tesla Model Y med bakhjulsdrift \u00e4r billigare \u00e4n en med fyrhjulsdrift, mycket p\u00e5 grund av skillnaden i effekt.<\/p>\n\n<p>D\u00e4rf\u00f6r \u00e4r det viktigt att alltid kolla upp f\u00f6rs\u00e4kringspremien f\u00f6r just den bil man \u00f6verv\u00e4ger att k\u00f6ra.<\/p>\n\n<h2 class=\"wp-block-heading\">F\u00f6rs\u00e4kringspremier f\u00f6r 25 vanliga elbilar<\/h2>\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Bilmodell<\/strong><\/th><th class=\"has-text-align-right\" data-align=\"right\"><strong>\u00c5rsm<\/strong><\/th><th class=\"has-text-align-right\" data-align=\"right\">Hk<\/th><th class=\"has-text-align-right\" data-align=\"right\"><strong>R\u00e4ckvidd (km)<\/strong><\/th><th class=\"has-text-align-right\" data-align=\"right\"><strong>Billigast \/m\u00e5n<\/strong><\/th><th class=\"has-text-align-right\" data-align=\"right\"><strong>Dyrast \/m\u00e5n<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">Peugeot e-208<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">136<\/td><td class=\"has-text-align-right\" data-align=\"right\">400<\/td><td class=\"has-text-align-right\" data-align=\"right\">413 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 539 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">BMW i3<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">170<\/td><td class=\"has-text-align-right\" data-align=\"right\">312<\/td><td class=\"has-text-align-right\" data-align=\"right\">685 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 494 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Mini Cooper<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">184<\/td><td class=\"has-text-align-right\" data-align=\"right\">229<\/td><td class=\"has-text-align-right\" data-align=\"right\">950 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 978 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Peugeot 2008<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">136<\/td><td class=\"has-text-align-right\" data-align=\"right\">330<\/td><td class=\"has-text-align-right\" data-align=\"right\">461 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 555 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Nissan Leaf<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">217<\/td><td class=\"has-text-align-right\" data-align=\"right\">350<\/td><td class=\"has-text-align-right\" data-align=\"right\">569 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 409 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Kia e-Niro<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">204<\/td><td class=\"has-text-align-right\" data-align=\"right\">455<\/td><td class=\"has-text-align-right\" data-align=\"right\">598 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 117 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Volkswagen ID.3<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">204<\/td><td class=\"has-text-align-right\" data-align=\"right\">390<\/td><td class=\"has-text-align-right\" data-align=\"right\">607 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 159 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">MG ZS SUV<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">156<\/td><td class=\"has-text-align-right\" data-align=\"right\">440<\/td><td class=\"has-text-align-right\" data-align=\"right\">716 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 428 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Cupra Born<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">231<\/td><td class=\"has-text-align-right\" data-align=\"right\">375<\/td><td class=\"has-text-align-right\" data-align=\"right\">919 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 331 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Polestar 2<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">231<\/td><td class=\"has-text-align-right\" data-align=\"right\">515<\/td><td class=\"has-text-align-right\" data-align=\"right\">932 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 723 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">MG 5 EV<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">177<\/td><td class=\"has-text-align-right\" data-align=\"right\">320<\/td><td class=\"has-text-align-right\" data-align=\"right\">949 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 417 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Volvo C40 Recharge<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">408<\/td><td class=\"has-text-align-right\" data-align=\"right\">415<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 094 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 651 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">BMW i4<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">340<\/td><td class=\"has-text-align-right\" data-align=\"right\">520<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 521 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 521 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Tesla Model 3 LR<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">440<\/td><td class=\"has-text-align-right\" data-align=\"right\">602<\/td><td class=\"has-text-align-right\" data-align=\"right\">2 444 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">2 444 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Skoda Enyaq iV<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">204<\/td><td class=\"has-text-align-right\" data-align=\"right\">532<\/td><td class=\"has-text-align-right\" data-align=\"right\">742 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 314 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Volvo XC40 Recharge<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">231<\/td><td class=\"has-text-align-right\" data-align=\"right\">400<\/td><td class=\"has-text-align-right\" data-align=\"right\">750 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 205 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Kia EV6<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">228<\/td><td class=\"has-text-align-right\" data-align=\"right\">528<\/td><td class=\"has-text-align-right\" data-align=\"right\">775 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 229 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Volkswagen ID.5<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">204<\/td><td class=\"has-text-align-right\" data-align=\"right\">513<\/td><td class=\"has-text-align-right\" data-align=\"right\">793 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 357 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Volkswagen ID.4<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">204<\/td><td class=\"has-text-align-right\" data-align=\"right\">516<\/td><td class=\"has-text-align-right\" data-align=\"right\">804 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 450 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Audi Q4 e-tron<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">204<\/td><td class=\"has-text-align-right\" data-align=\"right\">508<\/td><td class=\"has-text-align-right\" data-align=\"right\">910 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">2 840 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">MG Marvel R<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">288<\/td><td class=\"has-text-align-right\" data-align=\"right\">370<\/td><td class=\"has-text-align-right\" data-align=\"right\">689 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 589 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Ford Mustang Mach-E<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">269<\/td><td class=\"has-text-align-right\" data-align=\"right\">440<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 182 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">1 539 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">BMW iX<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">326<\/td><td class=\"has-text-align-right\" data-align=\"right\">372<\/td><td class=\"has-text-align-right\" data-align=\"right\">2 054 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">2 054 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Audi e-tron<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">408<\/td><td class=\"has-text-align-right\" data-align=\"right\">402<\/td><td class=\"has-text-align-right\" data-align=\"right\">2 335 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">2 335 kr<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Tesla Model Y LR<\/td><td class=\"has-text-align-right\" data-align=\"right\">2022<\/td><td class=\"has-text-align-right\" data-align=\"right\">514<\/td><td class=\"has-text-align-right\" data-align=\"right\">533<\/td><td class=\"has-text-align-right\" data-align=\"right\">2 626 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">4 141 kr<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Premierna \u00e4r baserade p\u00e5 helf\u00f6rs\u00e4kring f\u00f6r 30-\u00e5rig man med bostadsr\u00e4tt i Stockholm som k\u00f6r upp till 1000 mil per \u00e5r.<\/figcaption><\/figure>\n\n<div class=\"wp-block-group has-ast-global-color-4-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>L\u00e4s \u00e4ven:<br><a href=\"https:\/\/www.automotorsport.se\/nyheter\/deras-bilforsakring-andrar-pris-efter-korstil\/\">Ny bilf\u00f6rs\u00e4kring ska bli billigare f\u00f6r s\u00e4kra f\u00f6rare<\/a><br><a href=\"https:\/\/www.automotorsport.se\/nyheter\/fraga-biljuristen-forsakringsbolaget-vill-att-jag-ska-betala-40-000-for-nya-hjul\/\">L\u00e4saren: F\u00f6rs\u00e4kringsbolaget vill att jag ska betala 40 000 f\u00f6r nya hjul!<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>F\u00f6rs\u00e4kringspremien kan fullst\u00e4ndigt omkullkasta kalkylen f\u00f6r en elbil. De h\u00e4r vanliga bilmodellerna som \u00e4r billigast och dyrast att f\u00f6rs\u00e4kra.<\/p>\n","protected":false},"author":27,"featured_media":1079545,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ep_exclude_from_search":false,"footnotes":""},"categories":[577],"tags":[17,23,1820,611,2102],"credited-editor":[2288],"class_list":["post-1079504","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nyheter","tag-bilekonomi","tag-elbilar","tag-forsakring","tag-konsument","tag-recharge","credited-editor-magnus-froderberg"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/posts\/1079504","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/comments?post=1079504"}],"version-history":[{"count":0,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/posts\/1079504\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/media\/1079545"}],"wp:attachment":[{"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/media?parent=1079504"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/categories?post=1079504"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/tags?post=1079504"},{"taxonomy":"credited-editor","embeddable":true,"href":"https:\/\/www.automotorsport.se\/wp-json\/wp\/v2\/credited-editor?post=1079504"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}